In this session, the panellists will discuss the results and key learnings gained from different experiences in providing financial and non-financial services to refugees. They will present the big picture as well as individual and practical experiences and will also discuss the take-aways for the future. During the session, participants will hear from:

• Council of Europe Development Bank: CEB has been supporting refugee and migrant integration since 1965. Recently, it has expanded its microfinance operations, implementing innovative programs such as PAMFI. Refugees and Internally Displaced Persons (IDPs) are one of the focus groups for CEB investments.

• Frankfurt School of Finance & Management: Through the FOSTER - Empowering the Private Sector to Foster Social and Economic Cohesion in Türkiye project, Frankfurt School supports MSMEs and job creation in regions affected by the Syrian refugee crisis.

• The Microfinance Centre: MFC will present findings from its research on the provision of business development services (BDS) to Ukrainian female refugees and will share reflections on the challenges faced by these refugees to access finance.

• PerMicro: a leading microfinance institution from Italy, Permicro will contribute to the discussion with its practical experience in providing financial and non-financial services to refugees, including the implementation of the PAMFI project.