Chris Czerwonka has 20 years of experience immersed in financial inclusion, sustainable development, and MSME capacity-building in the emerging economies of sub-Saharan Africa, South Asia, ASEAN, and Latin America. As a leader on regulatory and supervisory initiatives for banking sector reform and SME finance, Chris helps to advance best practices, transparency, financial literacy, and impact outcomes through inclusive finance. Chris specializes in financial sector business cases and best practices for sustainable finance, climate risk management` and resilience, inclusive outreach, and overall financial health and wellness among underserved populations. Over the 10 previous years with Deloitte, Chris served commercial and retail banks on digitization, innovation, and customer experience initiatives.