Remittance flows reached a record of $791 Bln in 2022, almost matching foreign direct investment flows ($938 Bln) while almost quadrupling overseas development assistance ($202 Bln). Migrants continually confront health risks and unemployment, potentially leading to income loss. Consequently, their capacity to remit money home—vital for the financial security of their dependent families—is perpetually hanging by a thread. There is therefore a need for solutions that enable remittance senders and receivers to be more resilient to financial shocks. Distributing insurance through remittance service providers has the potential to unlock greater formal remittance flows and reduce the protection gap. We aim to examine the current context of remittances through a migrant lens, while also exploring innovative insurance solutions being deployed, the partnerships required to build these and the technology being developed to enable greater access to remittance-linked insurance products.